Products and services sold on this website are only available to customers located within Canada.
Data exchanges between your web browser and our servers are protected with up to 256-bit encryption (TLS/SSL) to prevent eavesdropping and tampering. The digital authentication (SSL) certificate for Kerby-Reid Inc., this site's hosting company, is provided by GoDaddy.com LLC (Delaware, USA). This website does not collect, transmit or store your credit card number. Credit card payments are cleared directly through the payment gateway company's website in a separate frame on this website's payment page.
The full price is detailed in the quote that you have been provided. The price provided includes all applicable premiums, fees and taxes. No charges in addition to those specified in your quote will apply.
Depending on the product or service, we may offer you the ability to pay by credit card (MasterCard® or Visa®), debit card (INTERAC®), personal cheque, certified cheque or money order, on-line bill payment through your financial institution, or premium financing. We do not charge extra fees or provide discounts based on your choice of payment method. All payments must be made in Canadian dollars.
All products and services provided on this website are delivered in the form of electronic documents. All documents, including a receipt, will be provided to you in electronic format only. Printed documents will not be sent to you. All documents comprising your product or service will be available to you for reading, downloading, printing and emailing on this website after your payment has cleared and any third party approvals have been received by us. If you choose to pay by personal cheque, certified cheque, money order, or on-line bill payment through your financial institution, your documents may not be available until we have received payment. Depending on the product, electronic documents may be emailed to you using the email address you provided when you signed up for your account. You will not be charged any additional fees for electronic delivery.
Once purchased and approved, products and services cannot be returned or exchanged. Certain products or services may be cancelled between the in force and expiry dates and the unused portion of the term may be refunded to you. Any refunds will be paid to you using the method by which you purchased the product or service.
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